Vol. 20 No. 3 (2025): Issue 3 2025

Articles

• The LaPlace Homotopy analysis method for solving systems of fractional integral differential equations

  Rula Ismael Hamad

  1-19

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  DOI: https://doi.org/10.32792/utj.v20i3.415

• The Impact of Interest Rates on the Volume of Bank Deposits in Iraqi Public and Private Banks

  Raed Thamer Saadoun

  20-37

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  DOI: https://doi.org/10.32792/utj.v20i3.416

• An Explainable Deep Learning Framework for Content-Based Image Retrieval Using Transfer Learning and Zero-Shot CLIP Models

  Jehan Kadhim Al-Safi, Wasan M. Jwaid

  38-58

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  DOI: https://doi.org/10.32792/utj.v20i3.417

• Implementing Analytical Procedures in Predicting Return on Assets Through the Mediating Role of Regression Analysis: An Applied Study in Mosul Bank for Development and Investment

  Fadhil Hussein Abbas

  59-75

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  DOI: https://doi.org/10.32792/utj.v20i3.418

• Implications of Digitalization on the Accounting Profession, Auditing Practices, and Accounting Education in Iraq: Challenges and Proposed Solutions

  Alia Ali Hasan

  76-106

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  DOI: https://doi.org/10.32792/utj.v20i3.419

• Glyphosate and Autoimmune Disease

  Samaa Faez Khudhur

  107-132

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  DOI: https://doi.org/10.32792/utj.v20i3.420

• Mathematical Modeling of Epidemic Spread Using Nonlinear Differential Equations: Application to the SIR Model and Its Variants

  Rezan Mohammed Abdulkareem

  133-151

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  DOI: https://doi.org/10.32792/utj.v20i3.421